Annual Target Paycheck
Set your base, overtime, and ROSTs to project your gross and take-home pay for the whole year.
Recall overtime (ROST)
Deductions
ROSTs: One full set of recall tours — 4 day tours (9 hr) + 4 night tours (15 hr) — is 96 OT hours. Check the box to count a full set, or uncheck to enter your own ROST hours for the year. All OT is figured at your OT hourly rate (about 1.5× regular).
Rough annual estimate — 26 pay periods with flat tax and deferred-comp approximations. Doesn't account for pension, dues, FICA, raises, holiday pay, night differential, or bracket changes. Confirm against your contract and pay stubs.
These tools are a starting point. For planning tailored to your situation — your FDNY pension, VSF, and what comes next — reach out to John D. Traut, financial advisor with J.M. Franklin & Company, LLC:
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Important — please read
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For educational and informational use only. These calculators are simplified tools to help you explore general concepts. They are not financial, investment, tax, insurance, legal, or accounting advice, and are not a recommendation or offer to buy, sell, hold, roll over, or replace any product, security, or strategy.
No guarantee of accuracy. All results are estimates based on the figures you enter and simplified formulas. Tax rates and rules change and may not reflect your situation. Investment returns shown are hypothetical, are not guaranteed, and do not account for fees, taxes, inflation, or market loss. Past performance does not indicate future results.
No reliance. Do not rely on these outputs to make financial decisions. Your personal circumstances — including your FDNY pension, VSF rules, and survivor benefits — materially affect outcomes. Consult qualified, licensed professionals before acting.
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