Retirement Planner
Project your retirement savings, then see the monthly income it could provide alongside Social Security and any pension.
Rule-of-thumb context: The “4% rule” suggested withdrawing about 4% of your starting balance, adjusted for inflation, to last roughly 30 years; some use 3.5–5% depending on markets, fees, and how long the money must last. A general guideline, not a recommendation.
Educational estimate only. Projections are hypothetical, compounded monthly, and assume steady contributions and returns with no market losses. It does not model inflation, taxes, RMDs, Social Security timing or COLAs, or sequence-of-returns risk. Use your Social Security Administration statement for your benefit figure. Investments can lose value. Consult a qualified financial and tax professional before acting.
These tools are a starting point. For planning tailored to your situation — your retirement, your savings, and what comes next — reach out to John D. Traut, financial advisor with J.M. Franklin & Company, LLC:
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Important — please read
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For educational and informational use only. These calculators are simplified tools to help you explore general concepts. They are not financial, investment, tax, insurance, legal, or accounting advice, and are not a recommendation or offer to buy, sell, hold, roll over, or replace any product, security, or strategy.
No guarantee of accuracy. All results are estimates based on the figures you enter and simplified formulas. Tax rates and rules change and may not reflect your situation. Investment returns shown are hypothetical, are not guaranteed, and do not account for fees, taxes, inflation, or market loss. Past performance does not indicate future results.
No reliance. Do not rely on these outputs to make financial decisions. Your personal circumstances materially affect outcomes. Consult qualified, licensed professionals before acting.
This is an independent educational tool and does not provide individualized investment, tax, or legal advice.