College Funding 529
Project the full cost of a child's college and the monthly savings needed to get there.
Educational estimate only. Assumes a lump of current savings plus level monthly contributions, all growing at your assumed return until college starts, with costs rising at your assumed inflation. 529 earnings are generally federal-tax-free for qualified education expenses; state benefits and rules vary. Investments can lose value. Not a recommendation to open or fund any specific account.
These tools are a starting point. For planning tailored to your situation — your retirement, your savings, and what comes next — reach out to John D. Traut, financial advisor with J.M. Franklin & Company, LLC:
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Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Stratos Wealth Partners, a registered investment advisor. Stratos Wealth Partners and J.M. Franklin & Company, LLC are separate entities from LPL Financial.
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Important — please read
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
For educational and informational use only. These calculators are simplified tools to help you explore general concepts. They are not financial, investment, tax, insurance, legal, or accounting advice, and are not a recommendation or offer to buy, sell, hold, roll over, or replace any product, security, or strategy.
No guarantee of accuracy. All results are estimates based on the figures you enter and simplified formulas. Tax rates and rules change and may not reflect your situation. Investment returns shown are hypothetical, are not guaranteed, and do not account for fees, taxes, inflation, or market loss. Past performance does not indicate future results.
No reliance. Do not rely on these outputs to make financial decisions. Your personal circumstances materially affect outcomes. Consult qualified, licensed professionals before acting.
This is an independent educational tool and does not provide individualized investment, tax, or legal advice.