Financial Planning Toolsby John Traut Book a free call
Tools for your financial life

The money questions that actually come up.

Plain-English calculators for the money decisions that actually come up — retirement, saving, borrowing, and protecting your family. Free to use, nothing stored or sent. A companion to the planning work of John Traut, Financial Advisor.

RetirementSocial SecurityCollege 529 Roth vs. TraditionalMortgageLife / DIME

Paycheck Estimator

Project a two-week check from your base pay, overtime, and deductions.

OT hourly rate$78
OT pay (12 hr)$934
Base pay$4,150
Gross this period$5,084
Deferred comp$0
Est. tax (32%)−$1,627
Est. net$3,457

Rough estimate — tax and deferred-comp % are flat approximations and don't account for pension, dues, FICA, or bracket changes. Verify against your pay stub.

Have questions about any of this or want a new feature or improvement?

These tools are a starting point. For planning tailored to your situation — your retirement, your savings, and what comes next — reach out to John D. Traut, financial advisor with J.M. Franklin & Company, LLC:

Call 347-342-2419jtraut@jmfranklincompany.com

Prefer to schedule? Book a free call →

Contacting a professional is your choice. Reaching out does not create any client relationship until separately established in writing.

Form CRS: LPL Financial · Stratos · CRD #6676325

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Stratos Wealth Partners, a registered investment advisor. Stratos Wealth Partners and J.M. Franklin & Company, LLC are separate entities from LPL Financial.

The LPL Financial representative associated with this site may discuss and/or transact securities business only with residents of the following states: CT, NY, PA, TX, VA.

Important — please read

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

For educational and informational use only. These calculators are simplified tools to help you explore general concepts. They are not financial, investment, tax, insurance, legal, or accounting advice, and are not a recommendation or offer to buy, sell, hold, roll over, or replace any product, security, or strategy.

No guarantee of accuracy. All results are estimates based on the figures you enter and simplified formulas. Tax rates and rules change and may not reflect your situation. Investment returns shown are hypothetical, are not guaranteed, and do not account for fees, taxes, inflation, or market loss. Past performance does not indicate future results.

No reliance. Do not rely on these outputs to make financial decisions. Your personal circumstances materially affect outcomes. Consult qualified, licensed professionals before acting.

This is an independent educational tool and does not provide individualized investment, tax, or legal advice.